BANGOR – Countrywide Home Loans Inc., a nationwide residential finance company, has opened an office at 20 State St., Bangor. The branch offers a full range of mortgage products, including fixed-rate and adjustable, conventional, government, jumbo and home equity loans.

The office, which can be reached at 262-2151, also offers low- and no down-payment programs with more flexible guidelines, in addition to loans with payment options.